European Agribusiness Research Paper Example | Topics and Well Written Essays - 2750 words

European Agribusiness - Research Paper Example To understand the direction of causality, we derive the regression equation in the next section. Regression analysis measures the relationship between two variables. It measures how one variable (the dependent variable) depends on the other (the independent or explanatory variable). The regression model that establishes a relationship between sales and number of employees can be written as follows: and are parameters of the regression line. is the intercept of the regression line and is the slope coefficient of the regression line, which measures how sensitive sales is to the number of employees; is a random error term with zero-expected value. Assuming that has an expected value of zero, we can write the regression equation as follows: It can be observed that the alpha is 0.079911 while the beta or slope coefficient of the line is 0.25. This coefficient is significant at the 1 percent level of significance indicating the existence of a strong linear dependence of sales on the number of employees. To determine which company least fits the regression equation, the expected sales is calculated using the regression equation and assuming that sales depend on the number of employees. ... Sales = 0.079911 + 0.256194 x Number of Employees Company that least fits the Regression Line Code company name Alpha Beta Predicted Sales (billions) Actual Sales (billions) Residual Figure (billions) 1 Nestle 0.079911 0.256194 18.26971 22.7 4.430285 2 Heineken 0.079911 0.256194 10.04587 8.8 -1.24587 3 Groupe Danone 0.079911 0.256194 9.046716 8.6 -0.44672 4 Unilever 0.079911 0.256194 11.35247 8.6 -2.75247 5 Danish Crown Amba 0.079911 0.256194 6.971541 6.5 -0.47154 6 Groupe Lactalis 0.079911 0.256194 6.664108 6.4 -0.26411 7 Associated British Food 0.079911 0.256194 7.330213 5.7 -1.63021 8 Sudzucker 0.079911 0.256194 5.101322 5.8 0.698678 9 Carlsberg 0.079911 0.256194 6.664108 5.2 -1.46411 10 Scottish & Newcastle 0.079911 0.256194 3.922828 4.9 0.977172 11 Royal Friesland Foods 0.079911 0.256194 3.999686 4.7 0.700314 12 Campina 0.079911 0.256194 1.693936 3.6 1.906064 13 Oetker Group 0.079911 0.256194 4.025305 3.6 -0.42531 14 Barilla 0.079911 0.256194 1.873272 3.6 1.726728 15 Tate & Lyle 0.079911 0.256194 1.309645 3.5 2.190355 16 Cadbury Schweppes 0.079911 0.256194 6.10048 3.4 -2.70048 17 Bongrain 0.079911 0.256194 4.076544 3.3 -0.77654 18 Nutreco 0.079911 0.256194 2.00137 3 0.99863 19 Kerry Group 0.079911 0.256194 4.25588 3 -1.25588 20 Danisco 0.079911 0.256194 2.795572 2.8 0.004428 21 Pernod Ricard 0.079911 0.256194 3.256722 2.7 -0.55672 22 Ebro Puleva 0.079911 0.256194 1.642697 2 0.357303 To determine which company least fits the regression equation, the expected sales is calculated using the regression equation and assuming that sales depend on the number of employees. We substitute for the number of employees in the regression equation to get the sales figure for each of the company. This figure is compared to the actual

The Process of Obtaining a Home Mortgage Essay -- Business

To begin this executive summary, we first look at the issue of research. In our semester project we are discussing the steps one would take in order to get a home mortgage. The reason we have chosen to do this project is to see how one goes about not only becoming approved for a loan but also how to service your mortgage and keep it up to par. The sources that we used in obtaining this information were sources that were able to help educate us on home mortgage and also help us further understand the entire process. The web-site www.mortgage-x.com was to me the most useful in our research. This site provided thousands of articles on the issue, a glossary and dictionary to help us in our search, and also provided a number of links to other sites that could elaborate on a certain subject. One of the links that we visited was www.fanniemae.com, this site helped us further understand Fannie Mae and apply it to our research. With this extensive research we came across a number of main findings. The first was how one went about getting a home mortgage. We found that when applying for a mortgage the borrower must give a credit report, prove sources of income, show proof of any assets, and proof of any debts, i.e. credit card payments, car loans, ect. After the application process the applicant is either accepted or denied the loan, then the terms of the mortgage are decided upon. Terms of the mortgage can include length of the loan or interest that will be charged on the mortgage. Then a mortgage agreement is signed by the borrower and the borrower receives receives the mortgage and the financial institution begins to service the loan. Upon the closing of the mortgage, the financial institution begins to service the ... ...lue of the house and other factors. Sources 1) Gasper, Juli-Ann Ph.D, â€Å"Mortgage Securitization,† Power Point presentation— copyright 2002. 2) Hayes III, Samuel L., Mortgage Banking Harvard. 1992. 3) Home Buyer’s Guide. Omaha State Bank, 2001 4) Kidwell, David S., Richard L. Peterson, and David W. Blackwell. Financial Institutions, Markets, and Money. Harcourt College, 2000, Chapter 10. 5) Managing Your Mortgage. 18 Feb. 2002 http://www.mortgage- x.com/library/managing.htm. 6) Peterson, Doug. Personal interview. 18 Feb. 2002. 7) Mortgage Application. 18 Feb. 2002 http://www.mortgage- x.com/library/application.htm. 8) Transfer of Your Mortgage. 18 Feb. 2002 http://www.mortgage- x.com/library/loan_transfer.htm. 9) Understanding Fannie Mae. 15 Feb. 2002 http://www.fanniemae.com/aboutfm.

Five sector circular flow of income of Australian economy

?Outline the main features of the five-sector circular flow of income model of the Australian economy. Explain how leakages and injections influence the level of economic activity. The five sector circular flow of income model describes the operation of an economy and the linkages between the main sectors in an economy. The model divides the income to five sectors; the individuals, Businesses, financial institutions, governments and international trade and financial flows.The individuals consist of all individuals in the economy and looks at their activities such as earning income and spending it on goods and services. They supply factors of production (inputs) such as labour and enterprise to businesses who then produce goods and services. Individuals then receive incomes as rent, wages, interest and profits. It is important to think of the individuals sector and the business firms together as together they affect the amount of economic activity in a circular flow of income. The bus inesses buy factors of production and use them to sell goods and services.They are dependent on individuals, as their spending becomes their income to then spend on producing the goods and services in demand for the consumers. Individuals and businesses are interdependent they are both needed to exist. The institutions involved in the borrowing and lending money of money are the financial institutions sector. They act between the savers and borrowers of money and consist of; banks, building societies, finance companies, credit unions, superannuation funds and life insurance companies.It enables individuals and businesses to both save and borrow money. The financial institutions mobilise savings so they can be used for investment. In the circular flow of income savings are leakages as it is money withdrawn causing a reduction in both the circular flow of income and in economic activity. The leakage of savings causes a fall in expenditure on goods and services, a fall in production, a fall in the demand for resources and a fall in income to the owners of those resources. To counteract the leakagesof savings there are injections of investment. Investment is any current expenditure that is made in order to obtain benefits in the future. Investments represent an injection into the circular flow and have the opposite effect of a leakage. Spending on investment would lead to rising expenditure, production, employment and income levels in the economy. The individuals, businesses and financial institutions make up the private sector of our economy. The government sector consists of the Commonwealth, state and local.They are responsible for collective (community) wants and obtain resources by imposing taxes on the other sectors of the economy. The government then uses tax revenue to undertake government expenditure. Taxation is a leakage in the economy and causes a reduction in the level of economic activity. Government expenditure represents an injection as it goes tow ards collective goods and services. The sector is our public sector and together with the private sector makes up the domestic sector in our economy.International trade and financial flows cover all transactions that our economy has with the rest of the world. This includes exports, imports and international money flows. Imports are goods and services produced overseas but sold in Australia and these payments represent leakages from the circular flow. Exports are goods and services produced in Australia but sold overseas to overseas customers and increase the size of the circular flow, as they are injections.

Vaccination And Respiratory Diseases Vaccine Preventable...

It’s true that some vaccine-preventable diseases have become less frequent thanks to vaccinations. However, cases and occurrence still happen. In 2014 measles came back into the attention, with over 600 cases from 27 states reported to Centers of Disease Control and Prevention (CDC) National Center from Immunization and Respiratory Diseases (NCIRD). This is the largest number of incidences since measles were eradicated in the U.S. in 2000. From the beginning of 2016 to July, there where been over 45 cases of measles reported in the United States (School Starts Soon—Is Your Child Fully Vaccinated? | Features | CDC, n.d.) During a child’s initial life, vaccinations guard them from 14 diseases, some of which. can be severe and even life-threatening. Parents who choose not to vaccinate their children multiplied the risk of disease not only for their child, but also for other children and adults thru the community (School Starts Soon—Is Your Child Fully Vaccinated? | Features | CDC, n.d.). For example, a child that has a weakened immune system due to an illness is at a higher risk of contracting a disease. There are several vaccinations required for children before they are ready to enter Kindergarten. Some of which are: measles, mumps, and rubella (MMR), diphtheria, tetanus, acellular pertussis (DTaP), polio, varicella, and in some cases hepatitis A and B. Currently, in all 50 states there is some method of vaccination requirement before entering public school. AlthoughShow MoreRelatedVaccinations, Do They Protect Or Are They Harmful?904 Words   |  4 PagesTo Vaccinate, or not to Vaccinate Vaccinations, do they protect or are they harmful? This is a question that every parent ponders when it is time to inject their children with medicines. Since vaccinations first began being administered in 1800s there have been those who protest them and those who stand behind them. It is a parents choice to have their children vaccinated or to opt out of vaccinations. 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